Do I Need a Radon Test for a VA Home Loan?

Radon is a colorless, odorless radioactive gas that can cause lung cancer with prolonged exposure. As such, some local regulations or loan types, especially in areas known for high radon levels, might require radon testing as part of the home inspection process. Below, we’ve discussed in detail the requirements for radon testing for a VA home loan .

What Is a Radon Test?

A radon test measures the concentration of radon gas in a building. Radon testing is important because radon is a colorless, odorless radioactive gas that can pose significant health risks if present in high concentrations. The test can be conducted in several ways:

• Short-term tests : These are the most common type of radon tests. They usually last from 2 to 7 days using charcoal canisters, electret ion chambers, continuous monitors, or liquid scintillation detectors. They provide a quick snapshot of the radon levels in a home.
• Long-term tests : These tests last for more than 90 days and can provide a more accurate representation of the average radon level over a longer period, accounting for fluctuations in radon levels due to changes in weather and home ventilation. Alpha track and electret detectors are commonly used for these tests.

Is Radon Testing Required for VA Home Loans?

Radon testing is not specifically required by the Department of Veterans Affairs (VA) for VA loans. However, the VA does encourage homebuyers to conduct thorough inspections, including environmental tests such as for radon, to ensure the safety and suitability of the home.

While it’s not a mandatory requirement for securing a VA loan, homebuyers are advised to consider the potential health risks associated with radon exposure and may opt to perform a test as part of their due diligence during the homebuying process.

Local & State Requirements

The requirements for radon testing vary widely by state and even at local levels. Some states have specific legislation mandating radon testing in certain situations, such as during the sale of a home or in schools, while others may only recommend testing.

In other cases, local laws may not mandate radon testing but do require radon disclosure. In Illinois, for instance, sellers are obligated to provide a Radon Disclosure Form that includes any test results and information about radon hazards. Similarly, Iowa mandates that sellers disclose known radon risks and share results of any radon tests previously conducted.

Maine also requires sellers to inform buyers if the property has been tested for radon, while Minnesota mandates disclosure of any known radon concentrations within the home. In New Jersey, not only must sellers disclose any radon test results, but they must also provide buyers with a radon hazard pamphlet.

These regulations are designed to ensure that buyers are well informed about potential radon issues before making a home purchase .

Learn More about VA Home Loan Requirements

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